Loan Rates
Rates Effective January 1, 2019
*** FOR A LIMITED TIME ONLY*** |
Receive an additional .25% off on the Home Equity rate if you have a checking account with MEM and Direct Deposit to a MEM account.
All rates and promotions are subject to change without notice.
|
| Auto Loans: |
APR |
| New auto loans -- up to 60 months |
3.50% |
| New auto loans -- up to 72 months |
4.50% |
| Used auto loans -- up to 60 months |
3.50% |
| Up to 100% financing -- NADA Book Retail Values.
The Credit Union will refinance auto loans from other financial institutions. Loans will be for the remaining balance or the original amount financed. |
| New & Used Motorcycle & Boat Loans: |
APR |
| New and used up to 60 months |
3.95% |
| Up to 100% financing -- NADA Book Retail Values. The Credit Union will refinance auto loans from other financial institutions. The loans will be for the remaining balance or the original amount financed. |
| Signature/Unsecured Loans: |
APR |
| Minimum loan $500.00 -- up to 60 months |
9.95% |
| Special Signature Loan -- $4,000 up to 36 months |
7.75% |
|
|
| Share Secured/Certificate Secured Loans |
| 3% above share dividend rate or CD rate |
| VISA: |
APR |
| No Annual Fee |
11.90%
|
| Home Equity Loans: |
APR |
| Up to 5 Years* |
3.75% |
| Over 5 Years and up to 10 years* |
4.75% |
| Over 10 Years and up to 15 years* |
5.25% |
| Credit Union will finance up to 80% of equity. Minimum amount is $5,000. Maximum $150,000. Closed End, Fixed Rate. |
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