Deposit Products and Services
MEM offers a complete line of deposit accounts to help our members manage their money and reach their savings goals. Visit our deposit and savings rates page to find our current rates.
We offer Totally Free Checking with no minimum balance requirements or monthly service fees.
- No minimum balance
- No monthly service charge
- No per check charge
- Free checks
- Free Visa Debit/ATM Card
- Deposit by Direct Deposit or Payroll Deduction
- Overdraft Protection.
Share (Savings) Account
Share Draft (Checking) Account
Holiday and Vacation Club Account
Share Certificates of Deposit (CDs)
Individual Retirement Accounts (IRAs)
For more information regarding MEM's deposit accounts you can stop by our office or call us at 412-386-6631
Electronic Services
Direct Deposit and Payroll Deduction - Don't spend your valuable time in traffic trying to get to the credit union to make deposits and transfers. Sign up for Direct Deposit or Payroll Deduction, at no cost. You can have your deposit allocated however you like. It can be deposited to your checking, savings, club account, loan payments, or even to another family member's account, or all the above. With Direct Deposit and Payroll Deduction, your funds are available immediately, so you don't have to worry about those annoying check holds. Need to make a transfer? Just give us a call and we can usually take care of it over the phone. However, we may ask you a couple of security questions to confirm your identity so that we can protect your account.
VISA Check (Debit) and ATM Card
Access your funds 24 hours a day with
MEM's VISA Debit/ ATM Card. Make purchases, get cash back, or withdrawal your funds from an ATM anytime you want.
MEM members have access to more than 3,500 PNC Bank ATM's without a surcharge. They can also use any of the more than 700 ATM's within the CU$ Network in Pennsylvania without a surcharge. Now that's convenience! But remember, it's a VISA Check Card, so you must have a
MEM No Fee Checking Account.
Credit Card Balance and Payment Information
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Loan Products
We continually monitor our loan rates so that we can offer our membership a wide variety of loan products with competitive rates and flexible terms. You can check out our
rates and flexible terms, as well as
apply for a loan, or call us at 412-386-6631
New and Used Vehicles
Home Equity Loans
Personal and Debt Consolidation Loans
Share Secured Loans
VISA Credit Cards
Loan Calculator
Loan Application
Interested in a Mortgage Loan?
We know that buying a home is an exciting time, but it can also be stressful. That's why we have a relationship with Owner’s Choice to make buying a home a pleasant experience for our members. Just call 1-800-342-4998, and tell them that you are a member of
MEM Federal Credit Union or
apply online. They offer a wide variety of rates and terms to help you get the home of your dreams.
Mortgage Application
(Opens a new browser window and takes you to Owner’s Choice our mortgage partner.)
Click here to get started with Mortgage Financing.
Other Services
Full Family Membership
U.S. Savings Bonds Redemption
Cashiers Checks
Money Orders
Purchase Postage Stamps
Credit Life and Disability Insurance on Loan Products
Deposit Insurance- Deposit accounts with MEM Federal Credit Union are federally insured up to $250,000 by the National Credit Union Administration (NCUA).
